What Does a Funeral Package Include in Texas?

Planning a funeral in Texas can feel overwhelming, especially for Latino migrant families who want to respect cultural and religious traditions while staying within budget. Funeral homes often offer “packages” that combine essential services into one price.

Knowing what these packages typically include—and what may require additional costs—helps families make informed decisions. To protect loved ones from unexpected expenses, consider requesting final expense insurance quotes online, cost per month, no medical exam.

Basic Services Included in Most Funeral Packages

Every funeral package in Texas begins with basic professional services. These are the foundation of any arrangement and cover the essential tasks required by law.

• Funeral director and staff fees
• Paperwork, permits, and death certificate processing
• Basic transportation of the deceased
• Use of facilities for planning and arrangements

These core services ensure that families can focus on honoring their loved one rather than navigating complex logistics.

Traditional Burial Packages

Burial packages are still very common in Texas, particularly within Latino communities that often prioritize religious traditions. These packages typically go beyond the basics to include preparation and ceremonial details.

• Preparation of the body, including embalming and dressing
• Casket and burial vault options
• Use of chapel or funeral home for a religious or cultural service
• Hearse transportation to the cemetery

It is important to note that cemetery costs, headstones, and plots are usually billed separately from the package itself.

Cremation Packages

Cremation is often chosen as a more affordable and flexible alternative to burial. In Texas, cremation packages can vary widely, but most share certain key components.

• Transportation and preparation of the body for cremation
• The cremation process itself
• A basic urn (with the option to upgrade to a personalized one)
• Memorial or scattering services if requested by the family

Some families also choose to hold a viewing or religious service before cremation, which is available as an add-on in many packages.

Optional Add-Ons for Personalization

Funeral homes understand the importance of making a service meaningful. For Latino migrant families, personalization often includes religious, cultural, and family traditions. Funeral packages usually offer optional add-ons that can enhance the ceremony.

• Floral arrangements and memorial programs
• Live music or cultural performances
• Catering for family and community gatherings
• Video tributes or livestreaming for relatives abroad

These extras can help families honor traditions while still staying within financial limits.

Burial vs. Cremation Package Comparison

Families often want to compare burial and cremation packages before making a decision. A simple breakdown helps clarify what’s included in each type.

This comparison shows that while both packages cover essentials, burial often involves more additional costs than cremation.

Tips for Migrant Families in Texas

Navigating funeral arrangements can be especially challenging for migrant families who may face language barriers or unfamiliarity with U.S. systems. Preparing ahead of time can make the process smoother.

• Request an itemized price list, which funeral homes are legally required to provide under the FTC Funeral Rule
• Ask if the funeral home offers Spanish-language support for easier communication
• Compare different packages from multiple funeral homes before deciding
• Confirm whether cultural or religious customs—like rosaries, novenas, or traditional music—can be included

By asking the right questions, families can ensure that services align with both their traditions and their budget.

Planning Ahead With Final Expense Insurance

While funeral packages make costs more predictable, they can still be expensive if paid out-of-pocket. For many families, combining a funeral package with final expense insurance is the best way to reduce financial stress.

Final expense insurance helps cover:

• Funeral home package fees
• Cemetery or cremation costs not included in the package
• Additional expenses, such as flowers or family gatherings

Planning ahead allows families to honor their loved one’s traditions while ensuring they are financially protected. Start today by requesting final expense insurance quotes online, cost per month, no medical exam.