Imagine coming home, turning on your TV, and discovering the screen isn’t working properly. Many homeowners in Texas ask: does home insurance cover the TV? In a world where electronics are essential, this is an important question.

For most standard home insurance policies in Texas, your TV may be covered against damage or loss caused by fire, theft, or water damage. Coverage depends on your policy and insurance company, so it’s essential to review the details carefully.



## What repairs does home insurance cover?

Home insurance can cover repairs from fire, flooding, storms, theft, vandalism, burst pipes, electrical issues, and more. Check your policy to understand exactly what’s included.



## Does appliance insurance cover the TV?

Yes, appliance insurance can protect your TV against breakdowns, accidental damage, and theft. While appliance insurance is usually separate, many homeowners include TVs under their home insurance coverage as well.



## How to know if your TV screen is damaged

Inspect the screen for cracks, scratches, or visible damage. Turn it on and check for black spots, lines, or dead pixels. Test the sound to ensure it’s working properly. If you notice problems, contact the manufacturer or an authorized repair service.



## What to do if the TV screen breaks

First, check if it’s still under warranty and contact the manufacturer or retailer. If your home insurance covers electronics, call your insurance provider to confirm coverage. Take it to an authorized service center for repair and get an estimate.

Once repaired or replaced, take precautions to prevent future damage.

For Texas homeowners, if your TV is damaged by fire, theft, or electrical problems, your home insurance may cover it—provided your policy includes electronics protection. Make sure you have the right coverage by reviewing your policy or using a tool to [**compare the best rates**](https://www.usa.compare/) on home insurance.


Does Home Insurance Cover Your TV?

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