If you are a Latin American migrant in Texas and are 65 years or older, understanding how **Medicare** works is essential to access quality healthcare. Medicare is a federal program that provides health coverage for seniors and certain people with disabilities. In Texas, there are various options that suit your needs, including Medicare Advantage plans and prescription drug coverage (Part D).

Communities of migrants from Colombia, Venezuela, Peru, Ecuador, Argentina, Equatorial Guinea, Guatemala, the Dominican Republic, and Mexico in Texas can benefit from these programs. It is important to compare available options to find the coverage that best fits your needs and budget. Additionally, **Medicare enrollment** can be free if you qualify, but understanding deadlines and requirements is critical to avoid penalties.

To help you navigate these options, you can [**compare health insurance in the U.S.**](https://www.usa.compare/) 



## What Does Medicare Cover for Seniors?

Medicare provides different parts that cover various health services:
- **Part A (Hospital Insurance):** Covers hospital stays, skilled nursing care, and hospice services.
- **Part B (Medical Insurance):** Covers doctor visits, preventive services, and medically necessary equipment.
- **Part C (Medicare Advantage):** Private alternative that includes Parts A and B, and often Part D.
- **Part D (Prescription Drug Coverage):** Covers prescription medications through Medicare-approved plans.

It is important to review each part to determine which best meets your individual needs.

![¿Qué es una comida saludable y nutritiva?](https://correct-desire-7ba8bfcc91.media.strapiapp.com/Que_es_una_comida_saludable_y_nutritiva_bf6a1ea8af.webp)



## Health Plan Comparison in Texas

Here are some of the main health insurance plans available in Texas for seniors:

### UnitedHealthcare
- **Coverage:** Medicare Advantage plans with additional benefits like vision and dental.
- **Rating:** 4.5-star plans according to CMS.
- **Availability:** Wide network of providers across Texas.

### Aetna
- **Coverage:** Medicare Advantage plans with added benefits such as vision and dental.
- **Rating:** 4-star plans according to CMS.
- **Availability:** Coverage in multiple areas of Texas.

### Humana
- **Coverage:** Medicare Advantage plans including vision and dental services.
- **Rating:** 4-star plans per CMS evaluation.
- **Availability:** Coverage in several regions of Texas.

**Tip:** Compare these plans to find the one that best fits your health needs and budget.



## Medicare Costs

Medicare costs can vary depending on the plan and services used:

| Medicare Part | Monthly Premium (2025) | Notes |
|---------------|----------------------|-------|
| Part A | Usually $0 | If you or your spouse paid Medicare taxes while working. |
| Part B | $164.90 | Standard premium; may vary based on income. |
| Part C | Varies | Premium depends on the chosen plan. |
| Part D | Varies | Premium depends on selected drug plan. |

Carefully review each part’s costs to choose what suits your financial situation best.



## Resources for Migrants in Texas

There are several resources in Texas to help understand and access Medicare:

- **Texas Health and Human Services:** Provides information and assistance with Medicare.
- **Area Agencies on Aging:** Offer services and support for seniors.
- **Community Organizations:** Many provide Spanish-language support for Latin American migrants.

Contact these resources to get personalized assistance.

You can also [**compare health insurance quotes online**](https://www.usa.compare/) to find the best plan for your needs.




Best Health Insurance Options for Seniors in Texas

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